USDA Loans

USDA loans, supported by the United States Department of Agriculture, offer low- and moderate-income families the chance to own a primary home in qualifying rural locations.

USDA Home Purchase Loans

• Up to 100% loan to value, including financed guarantee fee

• Closing costs can be financed up to 100% of the appraised value

• Guarantee fees are lower than FHA MIP

• No cash reserves needed

• FICOs starting from 620

USDA Streamline Refinance

• No DTI qualification or ratio restrictions

• Non-credit qualifying – only mortgage rating is verified

• No appraisal required

• Mortgage-only credit report accepted

• Closing costs can be financed

• Only requires a $50 reduction in mortgage payment for a net tangible benefit

Rural and agricultural areas don’t scare us, we specialize in providing financing for those types of properties. Whether you are looking to purchase or refinance a property in a rural area or an agricultural property do not hesitate to contact us for details and interest rate quotes.