Securing A Mortgage

The Key To Getting The Home You Want Is Being Prepared

Nothing could more negatively affect an offer to purchase more than not having a pre-qualified letter of approval from a qualified mortgage institution. Be prepared. See a mortgage broker before you begin shopping or call us and we will assist you in arranging to finance.

Why Should You Get Pre-Approved Before Shopping?

When you find the home you want, you’ll be happy that you’re pre-approved because it gives you an advantage over other “shoppers” when it comes time to make an offer. Remember, the pre-approval process does not commit you to that mortgage company, but it does show the seller(s) that you are serious and financially capable to own the home.

For example, if you were selling your house and had two equal offers that were acceptable to you, but one buyer has a letter of approval from the mortgage broker and the other buyer does not, who’s offer would you take? The answer is clear, isn’t it?

Credit Problems? Don’t Worry!

No matter what your credit problems are, we have diverse programs available today from many lenders. There are conforming and non-conforming programs that enable you to receive the funds necessary to purchase the home you want. Give us a call at (718) 268-9000 and we’ll help you understand the process you’re about to get involved in. We’ll be with you every step of the way!

Once You Get Pre-Approved, the Search Begins…

Go shop for the right home for you. Once you find it, your Realtor will present your offer that will get you the home. Then you’re on your way to OWNING the home. It’s that simple when you are prepared.

Times may change, but the old adage still applies: “The early bird gets the worm!”