FHA Loans for Manufactured Homes

Many people struggle to find affordable loans for manufactured homes, and you may be wondering how you can get the financing you need for your buying or refinancing plans. Many lenders will provide financing for the land where your manufactured home currently is or will be, but finding a loan for the manufactured home itself can be more challenging. If you are looking for a great solution, look no further than MortgageDepot for the competitive financing options you need. With our FHA loans for manufactured homes, we can assist you with your current buying or refinancing goals.

What Our FHA Manufactured Home Loan Program Offers 

Our loans for manufactured homes are designed to provide you with competitive loan terms and streamlined underwriting guidelines. With our purchase loans, we can provide you with:

• Up to 90 percent loan-to-value for borrowers with a minimum credit score of 550 or higher
• Up to 96.5 percent loan-to value for borrowers with a minimum credit score of 580 or higher
• No minimum number of trade lines required

For our streamlined refinancing project for manufactured homes, you can expect:

• Qualification with a minimum 550 FICO
• No appraisal required
• No income documentation required

How to Get Pre-Qualified

With high loan-to-value options and with low credit score requirements, this is a loan for manufactured homes that may be well-suited for most borrowers. While you may have struggled to find financing elsewhere, MortgageDepot has the competitive loan programs you are looking for. In addition to providing you with great loan programs, we also have a quick pre-qualification process. You can easily contact our office to learn more about the program before you apply. Contact us so you can better determine if this is the right manufactured home loan program for your needs.

At MortgageDepot, we are an established mortgage broker of New York that is committed to helping each of our valued clients achieve their financing goals. Our loan program for manufactured homes is just one of several types of loan programs that we offer. When you contact our office, you can learn about this and other programs that may be suitable for you, and you can take the next step toward getting pre-qualified for the purchase or refinance loan that you need.